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Bullion: Spot vs. Retail Pricing

Before we get into the pricing of precious metals, we need to understand why precious metals are considered investments. An investment is an item (commodity, currency or equity/stock) that has a degree of liquidity. Liquidity is the ability of an item to be converted from one form to another with relative ease. If there is […]


Legal Tender – Becoming Illegal and Non-tender

A new letter is being sent out to holders of safe deposit boxes through JP Morgan Chase.  Entitled, “Updated Safe Deposit Box Lease Agreement:, the letter states, “Contents of the box: You agree not to store any cash or coins other than those found to have a collectible value.” Another change is that signatures will […]